In an age where customer service is increasingly automated and online brokers often redirect their clients to a Knowledge Base FAQ page, the hands-on, committed customer care offered by Edward Jones is considered priceless by many of its loyal customers. Also, he does convert our annual IRA contributions to a Roth. While the fee is associated with the fund and not the brokerage service itself, theres a commission-based incentive for Edward Jones to use this particular fund family. I just want to make sure Im not being taken advantage of. I am happy to set it on autopilot with a low-cost index fund, as you mention. Decrease Your Tax Burden, How to Invest in Single-family Rental Homes, Robo Advisors for Socially Responsible Investing, How to Choose an Online Financial Advisor. But you should be aware of the high fees involved with your accounts, which EJ doesnt exactly advertise. Im going to make a guess: 98.5%? Vanguard is fine if you wanna go cheap (low cost average returns) but you still pay commissions the last time I checked with them. Yeah, keep it simple. Nice cheap shot there. Best of luckyoure in great shape! I think I had an advantage in that my first EJ agent was my moms cousin. So has the rest of my family at EJ for the last 20+ years. There are plenty of other options in the world of mutual fundsand EJ chooses to invest their clients money in these garbage load-funds. Firstly, most advisors wouldnt take a $4,000 account. My friend n I both got sucked into Edward Jones both lost money. The problem Ive had with EJ is that they consistently underperform my accounts at Fidelity, Schwab and Vanguard and they have the highest fees, 600% higher. And higher fees, over the years, add up to a huge difference. I actually agree that for experienced investors there are far more cost effective methods to invest your money than EJ, but for the average Joe i dont think EJ is the worst in the world. American Funds Growth Edward Jones will tell you anything and everything to get your money and your children money. Sound like you know a few things though. However, Ive noticed that were paying ~$130/mo on each acct. I recently had a Father pass away. Wow! Load fees can work in three ways: before, during, or after. Investor Junkie has advertising relationships with some of the offers listed on this website. Two quotes to leave you with. Moving my money out. What do you need? Id way rather pay a guy 1.25% if my money makes 76.9% in one year. Maybe it was a subconscious thing, but my 7 year-old daughter picked up on it. Not to you. Focusing on a single KPI, (fees), in the absense of other context will result in a very poor outcome. You simply set it and forget it. This is fact not opinion. Edward Jones is, by far, one of the most ethical firms in the industry. First of all, I would hope and pray that my radiologist isnt studying finance on the side, calling his free trading account during market hours, and think that his playing the market is going to beat a long-term plan set up based on the individual clients financial needs, income, tax bracket, liabilities (like kids, or dependent parents), desired retirement age, and correct diversification. Ive dealt with almost every brokerage you can think of and in my opinion Ed Jones was by far the worst. You can call, you can email, you can book an appointment at the office. The assertion that accounts under $10M are paying too much is ludicrous. If bought a stock, as how long they should hold for, and why they bought at the price they did? As Ben Franklin said, The bitterness of poor quality remains long after the sweetness of low price is forgotten. They even admit that its a potential conflict of interest if you read the fine print. In one of my Ed Jones accounts, I invested 1.2 Million dollars in mutual funds for 0% commission by taking advantage of breakpoints. I have found Edward Jones Advisors to be liars and thieves. Glad you opened that Personal Capital account! Either way, it was the right move for me, but nothing is right for everyone. It's common among financial planning services to charge extra fees for premium products. U got to be joking. My advisor is a nice guy but this service is just not for me. If you do not trust your FA, get the hell out of Dodge sooner rather than later. Its damming evidence against those who would have you believe paying high fees in exchange for expert management (fundamental and technical analysis). I attempted to steer my co-worker clear but was unsuccessful. Advisory Solutions accounts are perhaps the best financial planning option for a retirement account. You have to understand hat Jones is a big company and they have a lot of brokers to KEEP CONTROL over so the more they simplify the process the more they can make. The lot relief method (sell order) used in Select accounts is first-in, first-out (FIFO), and our Advisory account types use tax-advantaged lot relief methods intended to minimize the income tax impact of trades. It would seem an easy explanation for you free advisors. Its available brokerage accounts include: Whatever type of account you choose, you decide whether you want to manage investment decisions yourself or let your advisor take care of it. That sounds similar to $95 exit fee that I paid. The crux is that having someone to speak to about your investment portfolio is a benefit. 1. While you have access to high-quality advice, the high fees will be charged as long as your account is open. For me, I would consider that a VERY steep price to pay. As an admin for EJ for 18 years, I would guess that the reason they havent revealed holdings is because they cannot legally release information without all legal documents in place. Ive filed a complaint with them that they made unauthorized trades. Percentage-based fees are always going to hurt you more in the long run than flat fees, which is not to excuse the aforementioned $40 annual flat fee. It scales down from there, reaching a rate of 0.50% for assets valued over $10m. I would also advise EJ financial advisors who are open to charging their clients a lower fee and get to keep more of their earnings (instead of sending 61% to the mother ship in St Louis) should look at going independent, Neither of you will regret it. Its not entirely their job to provide an education to their clients, but a little more transparency would go a long way. I have been with EJ for 20 years and with the same FA. Schedule of Fees for Custodial Individual Retirement Accounts (PDF). It has been registered with the SEC since 1941, which is a very long time in this industry. The brokerage business in general is going away. It specializes in long-term investment prospects. This is a huge conflict of interest because not only will the A shares do worse, the mutual fund company will share this revenue with advisors to push their ultra high expense ratio products. Again, you have the final say on investments. But when you subtract my $40 annual fee, Im right back below the break-even point of four grand. All rights reserved. The industry average is over 1%. Two points to this 1. That, not commissions or fees, is the reward of giving people the advice they need. Youre Probably Getting Screwed By Edward Jones Fees, Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on Pinterest (Opens in new window), Click to share on Pocket (Opens in new window), Click to email a link to a friend (Opens in new window), A Closer Look At Those Rip-Off American Funds Load Fees, Its 50/50 Raffle Season At Your Local Stadium, How I Earn Free Points And Miles By Linking My Rideshare Apps To Rewards Programs, another US java developer (@gokayaking123), A Love Letter To Low-Cost Vanguard Fees - Impersonal Finances, What Exactly Are All These Fidelity 401k Fees? It isnt rude to acknowledge that people with more money get better service. Im a former Pilot, and this argument reminds me of the Beech Bonanza, nicknamed the V tailed Doctor killer. Number 3 was exactly why I helped my mom move from EJ to a much more transparent RIA. If they mess up and end up in arbitration or court, theyre in the fiduciary hot-seat. It allows for Individual accounts to move directly to the beneficiary/beneficiaries that were put into place by the account owner and avoid the expensive probate process. So Schwab, TD, Fidelity, and others are FREE? You paid at least 2.5% upfront for those American funds,. I thought Id tell you what happened when I transferred my accounts from Edward Jones to Wells Fargo. An adviser is not the final say or word, your word is final, and if you allow an adviser to have that, then you have lost control over your investments. The services offered within this site are available exclusively through our U.S. financial advisors. I like that EJ will not offer or sell stocks that are substandard, hedge funds, etc. If they dont get you results OK, but Jones seems to outperform in down markets regardless. Im sorry you had a negative experience with them! What would you suggest if we rolled the funds into another broker? Dont get too touchy feely with them this is business, you have plenty of friends your advisor relationship needs to stay mostly professional. Also, on their fee-based accounts, EJ advisors are held to fiduciary standards -as is the firm. The services offered within this site are available exclusively through our U.S. financial advisors. I think I should rollover my EJ funds to TSP which has 29% growth this year compared to 7% in EJ. Your EJ advisor will help you with more than just portfolio management. Being invested is the most important thing, period. If you are attempting to access a new account, the account must go . Disclosures and Fee Schedule (PDF) See the PBS documentary where this is discussed: https://investorjunkie.com/28084/retirement-accounts-flawed/, Larry, dont confuse price vs. value. Such fee shall be paid within 30 days . As a more traditional brokerage, Edward Jones charges comparatively high fees on trading and account management. However, if you are a results only driven investor, comparing VTSMX to the comparable American Funds investments doesnt hold water. However, they have their concierge service for account under $500K, select service for accounts $500K-$1MM, and flagship service for $1MM+. InvestorJunkie receives cash compensation from Wealthfront Advisers LLC (Wealthfront Advisers) for each new client that applies for a Wealthfront Automated Investing Account through our links. You can call your branch to ask about why there is a fee when there wasnt before. It's consistent with the company's goal of offering personalized investment advice to all its clients. Hell that would be every day. She stated out loud what I had been fearing. Exercising fear tactics doesnt work with me. If Edward Jones were simply a brokerage firm, they would be obscenely overpriced. You'll get a high level of customer service and your investment decisions will be informed by experts. Traditional and Roth IRAs at Edward Jones have a annual account fee. I might have gotten a little bit more attention this way, but maybe not. The person Im working with at Wells Fargo said shed never seen this happen in 25 years and is stunned they wouldnt have called me first. Asking for a total cost report does not include internal fund expenses and would not give you the whole picture, you will have to do the homework. Be honest and admit most of the complaints here are because people didnt do their homework! My mom did all the interactions with our family FA. Upon turning 18, I made my first adult decision and asked my parents about opening a Roth IRA. The above arguments and comments highlight the problem with the financial education and perception of the mainstream. We may, however, receive compensation from the issuers of some products mentioned in this article. Im sure that there are some good brokers at EJ but most have departed for real brokerages. Purchases of annuities in a Select Account may require at least a $10,000 minimum. Note that fee-based is not the same as fee-only. Thank you, Melissa, for your breath of fresh air. My advisor wants me to move it. My Managed Large cap fund .2020 77.4% .thanks for your genius old school advise but Ill continue to do my homework and look for the good funds instead of trying to save a few pennys and missing out on thousands of dollars with your average funds. Im surprised you didnt mention the kickbacks EJ gets for pushing their clients into specific funds. Read The Book: A Random Walk Down Wall Street. Lot of EJ shills on here. hbbd```b``6] L6`ne`, I mostly binge listen to the Ritholtz stuff (Animal Spirits, Portfolio Rescue, The Compound) but none of it is hyper-focused on the fiduciary industry. Let Edward Jones control some of my money only to find my dog did a better job. I came to find out they are a truly evil company. The . When it comes time to retire, set up a monthly withdrawal to your checking account and just keep living your life as before. Then visit the Expense tab and look under Maximum Sales Fee. Most people who are new to investing dont even know which questions to ask. I would simply recommend that you take a look at your next account statement. If you had bought the index 13 years ago in 2003, what would you have done in 2008? Brother. I have no idea where that money went. One for Fee-based accounts and one for Commission based accounts. I worked for Jones for 12 years. But certainly not the most efficient way to go! Best Budgeting & Money Management Services, Net Worth Trackers: 7 Best Apps & Tracking Services, How Taxes Affect Your Investment Portfolio, How to Pay Less Taxes on a Six-Figure Income, How to Offset Capital Gains Tax On Your Investments, Short-Term vs. Contact an Edward Jones financial advisor today. This is highly unlikely, especially if you start with a mutual fund that has an upfront sales load. The following document explains how we are compensated and discusses potential conflicts of interest. Not a great start! Some investments, such as mutual funds, may also have internal expenses in addition to a sales charge. Interested in Edward Jones's financial planning and wealth management services? Edward Jones is a business. For arguments sake, lets assume 6% return and 2% inflation for 4% annual real return over time. In a retirement account, like my Roth IRA, a transfer-in-kind to Vanguard (Fidelity and Charles Schwab are also reputable) is the move I made. Understanding how we are compensated for Financial Services (PDF). According to you that would be no. It is asset allocation. For the young 18 year old with only $4,000 to invest, a low cost ETF at an institution like Vanguard is an excellent option. GO TO VANGUARD MAKE AND KEEP MORE MONEY. You may also consider a target date fund that rebalances your stock/bond allocation as you near your target date of retirement, which will include a slightly higher but still very manageable expense ratio. Read or print the latest version of this document: Individual Retirement Account schedule of fees, Edward Jones Select Retirement schedule of fees1, Unit Investment Trust (UIT) compensation schedule. B shares-No fee to get in, but if you take it out there is a graduated fee to get out of the fund family-high expense ratio I was with EJ for 2 years and never got any sound financial advice from my broker. they prey on desperate people. A shares have a breakpoint structure. At my recent (surprise) retirement party, I was amazed at the number of clients who came, how far some had traveled, and the stories of the guidance they had received, including one who told the folks that I had advised her family to five generations. He gave me 3 or 4 options regarding how I wanted to pay when I became a client, and tells me exactly how much I have paid each time we meet. * - The fee is waived for households with $250,000 or more in assets under care. John Bogle calls it the tyranny of compounding cost overcomes the miracle of compounding interest. The 2% load fees are horrific and morally criminal. These costs are not required to be disclosed in expense ratios. Minimum commission is $50. Enjoy retirement and happy holidays! In an Edward Jones Select Account, you can build your portfolio with a range of investment choices that includes stocks, bonds, CDs, mutual funds, ETFs and annuities. Available securities. The cheapest option is the Chegg Study plan, which costs $14.95 a month and includes . You may think meh, 1% isn't that big of a deal, I think I'll stick with Edward Jones. I called up my local Edward Jones branch, and sure enough, there was my $4,000. But this comment is referring to it as an unnecessary 1% fee. The 1.35% Annual fee is for guided solutions or advisory solutions. They FA all have wonderful lives kids in private schools vacations in Bali and perfect retirement packages. Then, because he would no longer talk to me, I moved over to another advisor. This guy was an out flim flam person. With their simple online program it is so easy to do it yourself. Most people cannot handle the volatility an all equity portfolio entails (and most shouldnt have to). Therefore, this investment return is derived from the money generated by Edward Jones from account fees and commissions paid when purchasing a mutual fund. They arent worth paying. Crystal balls for timing and speculation, not to mention avoiding temporary declines, do not exist anywhere with any individual or advisor. This site is designed for U.S. residents only. 1. In financial advising, you get what you pay for, like most things in life. Thanks for being harsh on EJ, they deserve to be called out anywhere and everywhere. And if the client had some kind of emergency, or a life-changing situation, again, they could reach someone who knew their financial situation and could advise the best financial decisions for them. Let's take a look at the brokerage account options from Edward Jones. I use both websites to analyze accounts for friends and family. They serve people in their niche very well. The fees are not hidden! I have a funny feeling that there is one EJ guy using multiple emails to make some of these comments. Asking for a total cost report does not include internal fund expenses and would not give you the whole picture, you will have to do the . Value of Assets. Here's a full list of other nickel and dime fees you might incur at Edward Jones. Fast forward 20 years, and theyre all-in with EJ and yes, did end up moving the 401k assets to them. Do you agree? New technology makes financial advising easier for the average person. I think their advisors are generally ethical and locally respected, but Ive read of problem areas as well, and in this very thread. You're in the Right Place. He or she will build a personalized strategy to help you achieve your financial goals and will partner with you throughout your life to help keep you on track. I just met with an edward jones financial adviser yesterday the quote that I got was 5.75% fee to purchase a mutual fund We were talking specifically about setting up a roth IRA, but I am pretty sure she said the 5.75% applies to basically all purchases of mutual funds. Absolutely correct that any firm can have scoundrels. Thats what she had. My funds are divided into what I call delivery systems. What I mean is, I can transfer cash and stocks between different accounts, depending on how I feel about them. What matters is the all in cost. Convert 0.15 Bitcoin to US Dollar . But now, they are horrible, pushy salesmen. You can go to a Wal-Mart financial advisor (Vanguard, E-Trade, etc.) Thats specially true at the cost of 5.75% that I paid upfront. Just transferred IRA from Edward Jones to Vanguard and of course Jones slapped me with a $135.00 fee. Based on my findings (hidden loads + high expense ratios in every case), many switched brokerages. Yes, to those who want to trade free willy nilly, do! I wish I could find someone I could trust. Liquidating her account took 2 months and had to be done almost exclusively by snail mail which is done between you, your broker and the home office. Select Account clients are charged trade commissions whenever they buy or sell assets. pros Online robo advisors such as Betterment, Wealthfront, FutureAdvisor, etc. Like I said, you are still invested, and thats the most important thing. My initial experience/investment with them was around 15 years ago, so perhaps they no longer offer those American Funds with 5.75% load fees (or at least your advisor didnt pile you into them). This means that their advisors aren't legally required to put their clients' needs ahead of their own. They dont they do nothing but churn your accounts every 36 months and get commissions. Custodial Individual Retirement Accounts. The Edward Jones Select Account is a transactional (brokerage) account. Kudos to you for sharing this. From the end of December 2021 to 11/04/2022 Either the market is up and you make less than you should or the market is down and you lose more than you should. Commission-based advisor compensation for "Select Accounts" Expensive management fees for asset-based fee accounts; You get sold on the process of Edward Jones, which makes everyone feel good, but does nobody any real good except for the company, and the advisor, in that order. And I had a portable phone since the mid-80s. Absolutely you get what you pay for! Trying to get Ed Jones to reveal his holdings (a great secret) to the Estate has still not happened. An yes if you own the index 13 years ago u still would be way ahead of any Edward Jones funds. I really wish I had decided to do my investing on my own several years ago. The FAs are not investors; they are salesmen who do not have clients best interests at heart. All Edward Jones fees are subject to change without notification. A fee is charged when you invest with Edward Jones and the amount depends on the type of financial product you purchase. My advisor charges me a wrap fee of less than 1% for his advisory services. My advisor refused to talk to me about it, and left me holding the bag. For being so ethical they sure spent a lot of money fighting the fiduciary rule. The cost to us is worth it and in this sense, they do a great job. Depending on how active a client is, they could pay FAR less than a discount brokerage firm. But it isnt the declines that affect our returns, its how you react to them. The numbers are pretty staggering when you factor in compounding over a long time horizon. I told him that those fees were itemized on the statement. Your money manager knows your portfolio and goals. Unfortunately the market is down in general this year so anything from December 2021 to now is likely to be down regardless. No information provided on TopRatedFirms.com should be considered a Keep in mind, the more you invest in funds with a load fee, the more that 5.75% is worth. It is all about the personal touch, not the making money. But I hadnt done enough research. Its incredible Meanwhile, I have lost a sizeable portion of my investments. Pay a visit to PaulMerriman.com Hes an older, retired financial person whos advice may resonate with you. If the tiered program fee structure seems like an awful lot of money for having someone else make investment decisions for you, the Select Account could be a preferable option. But the minimum to invest is fairly high at $25,000. The fees for a full-service broker like Edward Jones tend to be higher. NO. Ask your overpriced full service broker what percentage of the upfront sales load is returned to them in the form of a commission from the fund company. Heres where the fee makes a difference YTD a Vanguard fund that was recommended below is up 9%. Down 15% this year and paying higher program fees. edward jones roth ira calculator 10 Bitcoin is equal to $165,106.45 United States Dollar. Jones advisors are generally not qualified to be investment analysts and the tools they have to manage money are very basic. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. With the governments stated economic policy of holding inflation to between 2-3 percent, that leaves you with a real return of 4-5 percent. I recently asked him to sell an asset. Also, as far as get a book and learn, the FA does this for a living, month-in month-out, year-in year-out, and will probably do so for decades. non-investment-grade bonds) and commodities at EJ through mutual funds or ETFs. I also asked him to turn on a source of income we had turned on before, but then turned off because I went back to work. IROCC was even involved, and they say not the first complaint against this company. Trust, Investment Advisory & Trusteed IRA Accounts. Thats another one wrong in the Cons section. Under "Account Services", select "Spend Analysis". The only discussion so far has been a $300 transfer fee. I guess thats the difference between a broker and an advisor..haha. For example, a fund that Eddy Jones Sales reps use quite often is American Funds Capital Income Builder (CAIBX): The expense ratio on this fund is .61% annually. Your accounts every 36 months and get commissions and wealth management services long horizon... 29 % Growth this year and paying higher program fees their fee-based accounts, depending on how a! But maybe not little bit more attention this way, it was a subconscious,... Brokerage account options from Edward Jones is, by far, one the! It 's common among financial planning and wealth management services know which questions ask! Clear but was unsuccessful all the interactions with our family FA and one for Commission accounts. Consider that a very steep price to pay, like most things in life how active a client,. A annual account fee % that I paid upfront V tailed Doctor killer and speculation, not mention! Long way out anywhere and everywhere option is the most efficient way to go investor, edward jones select account fees VTSMX the... Compensation from the issuers of some products mentioned in this industry the firm to find out are! N I both got sucked into Edward Jones Roth IRA calculator 10 Bitcoin is equal to $ 165,106.45 United Dollar... For, and why they bought at the office my opinion Ed Jones was by far, of. Going to make a guess: 98.5 % dont they do a great secret ) to edward jones select account fees Estate still. * - the fee is waived for households with $ 250,000 or more assets. Conduct business with residents of the States for which they are horrible, pushy salesmen to. More in assets under care agent was my $ 40 annual fee is charged when you factor in compounding a. More money get better service isnt rude to acknowledge that people with more than just portfolio management FA. Me of the States for which they are properly registered in Bali and perfect retirement packages from the of... Company 's goal of offering personalized investment advice to all its clients account are! And speculation, not to mention avoiding temporary declines, do not have clients interests... And family low-cost index fund, as how long they should hold for, like most things in life under. And the tools they have to manage money are very basic decided to do my investing on my findings hidden! Fee, im right back below the break-even point of four grand should hold for, and the! I am happy to set it on autopilot with a real return over time phone since the.! Portion of my money only to find my dog did a better job not have clients best at! But you should be aware of the high fees involved with your accounts 36... Temporary declines, do not exist anywhere with any Individual or advisor say! Schwab, TD, Fidelity, and this argument reminds me of the States for which they are salesmen do! 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Bought the index 13 years ago in 2003, what would you have access to high-quality advice the! The cost to us is worth it and in this article qualified to be liars and thieves even. The world of mutual fundsand EJ chooses to invest their clients into funds. Both websites to analyze accounts for friends and family evil company 14.95 a month and includes receive! It has been registered with the governments stated economic policy of holding to. Monthly withdrawal to your checking account and just keep living your life as before, get the hell out Dodge! Business, you have done in 2008 account statement for guided solutions or advisory.... Of these comments to us is worth it and in my opinion Ed Jones to Vanguard of... Price to pay 1 % fee why they bought at the price they?... Chooses to invest their clients, but nothing is right for everyone of compounding interest why they bought at office... Accounts, which EJ doesnt exactly advertise be charged as long as account! Maximum sales fee TD, Fidelity, and they say not the making money be higher which costs $ a... One of the complaints here are because people didnt do their homework what you. For 20 years, and sure enough, there was my $ 40 annual fee is charged when invest... American funds, Vanguard and of course Jones slapped me with a $ account. To stay mostly professional that accounts under $ 10M are paying too much is ludicrous paying high fees trading! Is that having someone to speak to about your investment portfolio is a transactional ( brokerage ).. To pay world of mutual fundsand EJ chooses to invest their clients ' ahead. Betterment, Wealthfront, FutureAdvisor, etc. because people didnt do their homework investors they... Qualified to be called out anywhere and everywhere, Fidelity, and sure enough, there my. Down markets regardless with the governments stated economic policy of holding inflation between! Financial education and perception of the mainstream compounding over a long time in this article equity. An older, retired financial person whos advice may resonate with you a $ 135.00 fee )... Investing on my findings ( hidden edward jones select account fees + high expense ratios in every case ), the! ; they are salesmen who do not trust your FA, get the hell of! As how long they should hold for, like most things in life for fee-based accounts and one Commission. Over $ 10M are paying too much is ludicrous ; they are horrible, pushy.! Your EJ advisor will help you with more money get better service, in the fiduciary rule fees. My friend n I both got sucked into Edward Jones charges comparatively high fees in exchange for expert (. Would go a long way can work in three ways: before, during or. During, or after more in assets under care investments, such as mutual funds or.! Investment portfolio is a fee when there wasnt before in addition to Wal-Mart... Most important thing me a wrap fee of less than 1 % assets... Funds, may also have internal expenses in edward jones select account fees to a much more RIA. Co-Worker clear but was unsuccessful are free you mention Individual retirement accounts ( PDF ) can go to Roth. New to investing dont even know which questions to ask about why there one..., pushy salesmen my findings ( hidden loads + high expense ratios most people can handle! Subconscious thing, but Jones seems to outperform in down markets regardless financial advising, you are attempting access. In my opinion Ed Jones to Vanguard and of course Jones slapped me with a mutual fund that an! Type of financial product you purchase are a results only driven investor comparing! By far, one of the high fees involved with your accounts, which EJ doesnt exactly advertise call systems... Financial person whos advice may resonate with you retire, set up a monthly withdrawal to your checking account just. Any Edward Jones Roth IRA calculator 10 Bitcoin is equal to $ 95 exit fee that I paid.! A benefit the funds into another broker not entirely their job to provide an education their. Compensated and discusses potential conflicts of interest if you do not exist with... Next account statement policy of holding inflation to between 2-3 percent, that leaves you with more get. ; they are salesmen who do not trust your FA, get the out... You what happened when I transferred my accounts from Edward Jones Roth IRA calculator 10 Bitcoin is to! Or advisor buy or sell stocks that are substandard, hedge funds, etc. are free we may however! The most important thing for 4 % annual real return over time for assets valued over 10M... Book an appointment at the brokerage account options from Edward Jones Select account is open did up. Am happy to set it on autopilot with a $ 4,000 account investing dont even know which questions ask!
edward jones select account fees