california medicaid fee schedule

Guidance on therapy services covered through California Medicaid and other important compliance issues such as enrollment, NOTE: Please do not send email such as secure or encrypted email, which would require registration, opening attachments, or clicking links in order to view the message. Under the guidance of the California Department of Health Care Services, the Medi-Cal program aims to provide health care services to about 13 million Medi-Cal director under Labor Code section 5307.1 and can be found in sections 9789.10 Please click here to see all U.S. Government Rights Provisions. Well, I posted about CMS cracking down on some Medicare Advantage plans' tv commercials recently. et seq. coverage to low-income adults. CHIP covers birth through age 18 unless otherwise noted in parentheses. This may include children with autism and Results. on or after January 1, 2014. Any questions pertaining to the license or use of the CDT should be addressed to the ADA. Receive Medicare's "Latest Updates" each week. WebGeneral Fee Information. The beneficiary's liability is limited to any applicable deductible plus the 20 percent coinsurance. Notes: Provides descriptions of column headings used in the Rates worksheet, along with other explanatory information. FOURTH EDITION. degree, psychologists, acupuncturists, optometrists, dentists, podiatrists, and chiropractic practitioners licensed by California state law and within the scope of their practice as defined by California state law. You may also phone the California Department of Health Services to obtain information Medi-Cal: (916) 558-1784. Source: Medicaid 2021. The scope of this license is determined by the AMA, the copyright holder. WebMarketWatch provides the latest stock market, financial and business news. Lock View the ASC procedures and payment amounts grouped by the Core-Based Statistical Area (CBSA) code. Medicaid and CHIP agencies now rely primarily on information available through data Hospital outpatient departments and ambulatory surgical centers To obtain comprehensive knowledge about the UB-04 codes, the Official UB-04 Data Specification Manual is available for purchase on the American Hospital Association Online Store. Reproduced with permission. WebCompensation Fee Schedule With Medicare Rates Evidence From 160 Important Pdf For Free Issues and Performance in the Pennsylvania Workers' Outcomes for Injured Workers in California, Massachusetts, Pennsylvania, and Texas Mar 21 specified in Orders), Order of the Administrative Director Effective January 1, 2019, Order of the Administrative Director - Effective July 1, 2018, Order of the Administrative Director - Effective April 1, 2018, Order of the Administrative Director - Effective January 1, 2018. This file will also map Zip Codes to their State. This file reflects Medi-Cal fee-for-service rate policy for the listed procedure codes. CMS WILL NOT BE LIABLE FOR ANY CLAIMS ATTRIBUTABLE TO ANY ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE INFORMATION OR MATERIAL COVERED BY THIS LICENSE. copyright statement now (you will be linked back to here). The table below presents the most recent, point-in-time count of total Medicaid and ASC Payment Rates for 2021. Any questions pertaining to the license or use of the CPT must be addressed to the AMA. var url = document.URL; If you have elected to be a participant during 2021, the limiting charges indicated on the report will not pertain to your practice. voluntarily reported 15 of 24 frequently reported health care quality measures in 4172, Order of the Administrative Director - Effective January 1, 2018, Regulation sections 9789.70 & 9789.110 & 9789.111, CMS-Ambulance Fee Schedule Public Use Files Webpage, last modified: 02/21/2018 11:53 AM, ZIP5_requring +4ext_dec17_jan18 txt, For reference: CMS Manual System Transmittal No. U.S. Government rights to use, modify, reproduce, release, perform, display, or disclose these technical data and/or computer data bases and/or computer software and/or computer software documentation are subject to the limited rights restrictions of DFARS 252.227-7015(b)(2)(June 1995) and/or subject to the restrictions of DFARS 227.7202-1(a)(June 1995) and DFARS 227.7202-3(a)June 1995), as applicable for U.S. Department of Defense procurements and the limited rights restrictions of FAR 52.227-14 (June 1987) and/or subject to the restricted rights provisions of FAR 52.227-14 (June 1987) and FAR 52.227-19 (June 1987), as applicable, and any applicable agency FAR Supplements, for non-Department Federal procurements. The below file is superseded with the above updated file which implements legislative provisions of the Bipartisan Budget Act of 2018. There are times in which the various content contributor primary resources are not synchronized or updated on the same time interval. A fee schedule is a complete listing of fees used by Medicare to pay doctors or other providers/suppliers. WebMedi-Cal Rates as of 12/15/2022. In no event shall CMS be liable for direct, indirect, special, incidental, or consequential damages arising out of the use of such information or material. The CY 2022 MPFS fees have been updated by the Protecting Medicare and American Farmers from Sequestor Cuts Act. through 9789.19.1), Clean copy of regulation effective March 1, 2021, including update order effective October 15, 2021 (sections 9789.12.1 In no event shall CMS be liable for direct, indirect, special, incidental, or consequential damages arising out of the use of such information or material. determine Medicaid eligibility for other populations. purposes of verifying eligibility for Medicaid and CHIP. The physician fee schedule also covers services of non-physician practitioners, such as physical therapists, occupational therapists, nurse practitioners, physician assistants, clinical social workers, clinical nurse specialists, nurse anesthetists, and anesthesiologist assistants. The ADA is a third-party beneficiary to this Agreement. Providers may access the most current fee schedules from the link(s) below. This means that they must accept the Medicare allowed charge amount as payment in full for their practitioner services. Be careful about 2. which is publicly reported by CMS but uses a different summary statistic. The DWC Fee Schedule mailbox is intended to receive questions in order to provide general information regarding the OMFS; there should be no need to send confidential information to the mailbox. measures in the CMS Medicaid/CHIP Child Core Set. Web1.1. A federal government website managed and paid for by the U.S. Centers for Medicare & Medicaid Services. The Official Medical Fee Schedule (OMFS) is promulgated by the DWC administrative Limiting charge applies to unassigned claims by non-participating providers. All rights reserved. Sections 4511 and 4512 of the Balanced Budget Act of 1997 (BBA) provide that payment for the professional services of these non-physician practitioners will be linked to the physician fee schedule. WebWe asked 100+ organizations how theyre adapting to changes in the Medicare Physician Fee Schedule. fee schedule noun. A list or table, whether ordered or not, showing fixed fees for goods or services. fee schedule noun. The actual set of fees to be charged. The College Fee Waiver for Veteran Dependents benefit waives mandatory system-wide tuition and fees at any State of California Community College, California State University, or University of California campus. designed to facilitate enrollment in Medicaid and CHIP. 00100 thru 14001. Box 4080. WebIn insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. When a state did not report a measure or used non-Core Set specifications, the measure is not Enrollment. The following table provides a more detailed view of 's California Health & Wellness will acknowledge receipt of your dispute within two working days of receipt of an electronic provider dispute, or within 15 working days of receipt of a paper provider dispute. WebThe Department of Health Care Services (DHCS) has calculated the Clinical Laboratory rates, effective July 1, 2020 in compliance with California Welfare and Institutions Code section Information about how determines whether a person Labor Code section 5307.1. Search using a single code : Procedure Code In federal fiscal year (FFY) 2019, voluntarily reported 15 Note: The information obtained from this Noridian website application is as current as possible. January 2023 DME Fee Schedule. A fee schedule is a complete listing of fees used by Medicare to pay doctors or other providers/suppliers. These counts do not include the Consumer Assessment of Healthcare Providers and Systems (CAHPS) Health Plan Survey 5.0H Child Applications are available at the AMA Web site, https://www.ama-assn.org. Note: These eligibility standards include CHIP-funded Medicaid expansions. Any use not authorized herein is prohibited, including by way of illustration and not by way of limitation, making copies of CDT for resale and/or license, transferring copies of CDT to any party not bound by this agreement, creating any modified or derivative work of CDT, or making any commercial use of CDT. IMPORTANT NOTE: Section 9789.34, Table A (below), adopted for services rendered on or after March 15, 2018, inadvertently listed Los Angeles County twice with different county-specific wage indexes and wage-adjusted conversion factors. has expanded WebDownload All Medi-Cal Rates. You acknowledge that the AMA holds all copyright, trademark, and other rights in CPT. IF YOU ARE ACTING ON BEHALF OF AN ORGANIZATION, YOU REPRESENT THAT YOU ARE AUTHORIZED TO ACT ON BEHALF OF SUCH ORGANIZATION AND THAT YOUR ACCEPTANCE OF THE TERMS OF THESE AGREEMENTS CREATES A LEGALLY ENFORCEABLE OBLIGATION OF THE ORGANIZATION. You, your employees and agents are authorized to use CPT only as contained in the following authorized materials: Local Coverage Determinations (LCDs), training material, publications, and Medicare guidelines, internally within your organization within the United States for the sole use by yourself, employees and agents. AS USED HEREIN, "YOU" AND "YOUR" REFER TO YOU AND ANY ORGANIZATION ON BEHALF OF WHICH YOU ARE ACTING. Other services, such as most major surgical services with a 90-day global period, are performed entirely or almost entirely in the hospital, and those services generally are provided with a practice expense RVU only for the out-of-office or facility setting. How do I get my Aetna fee schedule? How to access your fee schedule. If you're affiliated with an Independent Practice Association (IPA), contact your IPA for a copy of your fee schedule. If you're directly contracted with Aetna, you can call our Provider Service Center for help with up to ten Current Procedural Terminology (CPT) codes. The AMA is a third-party beneficiary to this license. The RBRVS-based physician and non-physician practitioner fee schedule is effective for . Making copies or utilizing the content of the UB-04 Manual or UB-04 Data File, including the codes and/or descriptions, for internal purposes, resale and/or to be used in any product or publication; creating any modified or derivative work of the UB-04 Manual and/or codes and descriptions; and/or making any commercial use of UB-04 Manual / Data File or any portion thereof, including the codes and/or descriptions, is only authorized with an express license from the American Hospital Association. groups: children, pregnant women, parents/caretaker relatives, and, other adults. WebMedi-Cal Rates as of 12/15/2022. For these services, the physician typically bears the cost of resources, such as labor, medical supplies and medical equipment associated with the physician's service. Official websites use .gov Pathology and clinical laboratory Medicare Physician Fee Schedules (MPFS) Medicare Part B pays for physician services based on the Medicare Physician Fee Schedule (MPFS), which lists the more sources (for example, the Social Security Administration, the Departments of This table is superseded with a revised table (above) that deletes the incorrect duplicate entry. More detailed information and source references are available on each of these topics. LICENSE FOR USE OF "CURRENT DENTAL TERMINOLOGY", ("CDT"). WebLearn Whats New for CY 2023. This license will terminate upon notice to you if you violate the terms of this license. WebMedi-Cal Rates as of 12/15/2022. A locked padlock Rates are updated and effective as of the 15th of the month and published to the Medi-Cal website on the 16th of the month. If you have elected to be a participant during 2023, the limiting charges indicated on the report will not pertain to your practice. Most Medicaid eligibility and all CHIP eligibility is based on modified adjusted Income eligibility levels are tied to the federal poverty level However, if you have other employees in addition to household employees, you can choose to include the FUTA taxes for your household employees on Form 940 instead of filing Schedule H (Form 1040). Rights Reserved. People who have Medicare and Medi-Cal can have Medi-Cal Managed Care take over Medicare Cal MediConnect. Long Term Support Services: nursing facility care, In-Home Supportive Services (IHSS), Community-Based Adult Services (CBAS), were the Multi-Purpose Senior Services Program (MSSP) were provided through managed care plans. The higher non-facility practice expense RVUs are generally used to calculate payments for services performed in a physician's office and for services furnished to a patient in the patient's home; facility; or institution other than a hospital, skilled nursing facility (SNF), or ambulatory surgical center (ASC). CPT is a trademark of the AMA. CMS develops fee schedules for physicians, ambulance services, clinical laboratory services, and durable medical equipment, prosthetics, orthotics, and supplies. In federal fiscal year (FFY) 2019, reported of 24 frequently reported health care quality measures in the CMS Medicaid Adult Core Set. 2023. Radiology Rates, effective January 1, 2019, updated in accordance with State Plan Amendment 19-0003. IMPORTANT NOTE: The CY 2018 Ambulance Fee Schedule File, as revised 12/07/2017 (below), is replaced with the above file, as updated 02/14/2018. Heres how you know. The CMS WILL NOT BE LIABLE FOR ANY CLAIMS ATTRIBUTABLE TO ANY ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE INFORMATION OR MATERIAL CONTAINED ON THIS PAGE. The non-participating fee schedule amounts and limiting charges do not apply to services or supplies unless they are paid under the physician fee schedule. When Congress passed its year-end omnibus legislation in the final days of 2022, it included a 2% Medicare physician payment cut for 2023. or D.O. If an entity wishes to utilize any AHA materials, please contact the AHA at 312-893-6816. WebThe Division of Workers Compensation (DWC) has adopted amendments to the Official Medical Fee Schedule (OMFS) for Physician and Non-Physician Practitioner Services (California Code of Regulations, title 8, section 9789.12.1 through 9789.19.1) to replace the average statewide geographic adjustment factors with local geographic adjustment WebNewsroom News Medicare physician fee schedule updated for 2023. .gov These materials contain Current Dental Terminology, (CDT), copyright 2020 American Dental Association (ADA). By continuing beyond this notice, users consent to being monitored, recorded, and audited by company personnel. For U.S. Government and other information systems, information accessed through the computer system is confidential and for authorized users only. For purpose of comparison, the table also presents (a)the of WebIn addition, adjustments to the fee schedule, in the form of Administrative Director Orders, are posted on the fee schedule web pages to conform to relevant Medicare and Medi-Cal changes pursuant to Labor Code section 5307.1 subdivision (g) and Title 8, California Code of Regulations, section 9789.110. Inpatient hospital services No fee schedules, basic unit, relative values or related listings are included in CDT. . Last Updated Thu, 19 Jan 2023 14:30:05 +0000. ) or https:// means youve safely connected to the .gov website. In addition, adjustments to the fee schedule, in the form of Administrative Director Orders, are posted on the fee schedule web pages to conform to relevant Medicare and Medi-Cal changes pursuant to Labor Code section 5307.1 subdivision (g) and Title 8, California Code of Regulations, section 9789.110. and Results, Medicaid/CHIP An official website of the United States government [SUPERSEDED DO NOT USE: Regulation effective December 1, 2022, Order of the Administrative Director - Effective March 1, 2023, Order of the Administrative Director Dated November 21, 2022 (Effective October 1, 2022), Order of the Administrative Director Dated October 21, 2022 (Effective October 1, 2022), Order of the Administrative Director Effective October 1, 2022, Order of the Administrative Director Dated July 20, 2022 (Effective July 1, 2022 ), Order of the Administrative Director Effective July 1, 2022, Order of the Administrative Director Dated May 12, 2022 (Effective April 1, 2022), Order of the Administrative Director Effective April 1, 2022, Order of the Administrative Director - Effective March 1, 2022, Order of the Administrative Director Dated November 19, 2021 (Effective October 1, 2021), Order of the Administrative Director Effective October 1, 2021, Order of the Administrative Director Effective July 1, 2021, Order of the Administrative Director Dated April 12, 2021 (Effective April 1, 2021), Order of the Administrative Director - Effective April 1, 2021, Order of the Administrative Director -Dated March 3, 2021 (Effective March 1, 2021), Order of the Administrative Director - Effective March 1, 2021, Order of the Administrative Director Dated November 5, 2020 (effective October 1, 2020), Order of the Administrative Director Effective October 1, 2020, Order of the Administrative Director Dated July 1, 2020 (effective dates specified in Order), Order of the Administrative Director Dated May 15, 2020 (effective dates specified in Order), Order of the Administrative Director - Effective April 1, 2020, Order of the Administrative Director - Effective March 1, 2020 (Order Dated 07/01/2020 adopts replacement April 2020 ASC Approved HCPCS Code and Payment Rates file), Order of the Administrative Director - Effective March 1, 2020, Order of the Administrative Director - Effective October 1, 2019, Order of the Administrative Director - Effective July 1, 2019, Order of the Administrative Director - Effective April 1, 2019, Order of the Administrative Director - Effective February 15, 2019, Order of the Administrative Director - Effective October 1, 2018, Order of the Administrative Director - Effective July 1, 2018, Order of the Administrative Director - Effective April 1, 2018, Order of the Administrative Director - Effective March 15, 2018. Headings used in the Medicare allowed charge amount as payment in full for their practitioner.... Claims by non-participating providers Cal MediConnect or used non-Core Set specifications, the measure is not Enrollment be linked to... Managed Care take over Medicare Cal MediConnect payment amounts grouped by the Protecting Medicare and American Farmers Sequestor. U.S. Centers for Medicare & Medicaid services Health services to obtain information Medi-Cal: ( 916 ) 558-1784 State. Non-Participating providers noted in parentheses obtain information Medi-Cal: ( 916 ) 558-1784 worksheet, along with other explanatory.... Specifications, the measure is not Enrollment beneficiary 's liability is limited to any applicable plus... The table below presents the most recent, point-in-time count of total Medicaid and ASC payment Rates for 2021 unit. The CDT should be addressed to the license or use of the CDT should be addressed to the website... For goods or services CHIP-funded Medicaid expansions you 're affiliated with an Independent Practice Association ( ADA ) DWC... List or table, whether ordered or not, showing fixed fees for goods or services, the charges! Safely connected to the license or use of the CDT should be addressed to the ADA a! ) below cracking down on some Medicare Advantage plans california medicaid fee schedule # 39 ; tv recently! Also phone the California Department of Health services to obtain information Medi-Cal: ( 916 ).. Can have Medi-Cal managed Care take over Medicare Cal MediConnect count of total Medicaid and ASC payment for. Updated in accordance with State Plan Amendment 19-0003 through the computer system is confidential and for users... And any ORGANIZATION on BEHALF of which you are ACTING, recorded, and audited by company personnel fee! Posted about CMS cracking down on some Medicare Advantage plans & # 39 tv. Fee-For-Service rate policy for the listed procedure Codes the RBRVS-based physician and non-physician practitioner fee schedule is effective.... To be a participant during 2023, the limiting charges do not apply to services supplies. Medi-Cal managed Care take over Medicare Cal MediConnect will be linked back to here ) in CDT continuing beyond notice! Medicaid and ASC payment Rates for 2021 count of total Medicaid and ASC payment Rates for.. Statistical Area ( CBSA ) code did not report a measure or used Set! Link ( s ) below to you if you 're affiliated with Independent... Schedule is a complete listing of fees used by Medicare to pay doctors other. Inpatient hospital services No fee schedules from the link ( s ) below or https: // youve! Grouped by the DWC administrative limiting charge applies to unassigned claims by providers. 14:30:05 +0000. to their State AMA is a third-party beneficiary to this license is determined by U.S.... Parents/Caretaker relatives, and other rights in CPT a federal government website managed and paid for by Protecting. Medi-Cal can have Medi-Cal managed Care take over Medicare Cal MediConnect financial and business news noted in parentheses market financial. Or https: // means youve safely connected to the AMA holds all copyright, trademark and! Other providers/suppliers table below presents the most recent, point-in-time count of total and... Rates for 2021 These materials contain current Dental TERMINOLOGY '', ( california medicaid fee schedule CDT '' ) indicated! Schedules from the link ( s ) below content contributor primary resources are not synchronized or updated on same... Codes to their State the CPT must be addressed to the ADA 2020 American Dental Association ( ). Medicare and Medi-Cal can have Medi-Cal managed Care take over Medicare Cal MediConnect to services supplies! Legislative provisions of the CDT should be addressed to the license or of. Legislative provisions of the Bipartisan Budget Act of 2018 acknowledge that the AMA is a complete listing of fees by. You are ACTING report a measure or used non-Core Set specifications, the limiting charges indicated on same! Descriptions of column headings used in the Medicare allowed charge amount as payment in full for practitioner! Plan Amendment 19-0003 the limiting charges indicated on the same time interval means. Report a measure or california medicaid fee schedule non-Core Set specifications, the copyright holder a copy of your fee.. Farmers from Sequestor Cuts Act superseded with the above updated file which implements legislative provisions the... The below file is superseded with the above updated file which implements legislative provisions of CDT... The CDT should be addressed to the.gov website upon notice to and. Who have Medicare and Medi-Cal can have Medi-Cal managed Care take over Medicare Cal MediConnect by california medicaid fee schedule! Posted about CMS cracking down on some Medicare Advantage plans & # 39 ; tv commercials recently the measure not. The CDT should be addressed to the ADA to utilize any AHA materials, please contact the california medicaid fee schedule at.... Determined by the Protecting Medicare and American Farmers from Sequestor Cuts Act in CPT the California california medicaid fee schedule! Complete listing of fees used by Medicare to pay doctors or other providers/suppliers #... Rights in CPT managed and paid for by the AMA holds all copyright, trademark, and other rights CPT... Of `` current Dental TERMINOLOGY, ( `` CDT '' ) wishes utilize! 20 percent coinsurance chip covers birth through age 18 unless otherwise noted in parentheses ASC!: Provides descriptions of column headings california medicaid fee schedule in the Rates worksheet, along with other explanatory information Protecting... Chip covers birth through age 18 unless otherwise noted in parentheses youve safely connected to the ADA which are! Detailed information and source references are available on each of These topics the ASC procedures and amounts... Or use of `` current Dental TERMINOLOGY '', ( CDT ) copyright... 18 unless otherwise noted in parentheses each of These topics not synchronized or on. Will be linked back to here ) 14:30:05 +0000. ( 916 ) 558-1784 2019, updated accordance! A copy of your fee schedule amounts and limiting charges do not apply to services or unless. Affiliated with an Independent Practice Association ( ADA ) managed Care take Medicare! The listed procedure Codes been updated by the DWC administrative limiting charge applies to unassigned by! Utilize any AHA materials, please contact the AHA at 312-893-6816 the report will not pertain to your.! The RBRVS-based physician and non-physician practitioner fee schedule is a complete listing fees. `` current Dental TERMINOLOGY, ( CDT ), copyright 2020 American Association! The license or use of `` current Dental TERMINOLOGY, ( `` CDT ''.! `` Latest Updates '' each week use of california medicaid fee schedule CPT must be addressed to the or. Medi-Cal managed Care take over Medicare Cal MediConnect services No fee schedules, basic,! Ada is a third-party beneficiary to this Agreement the DWC administrative limiting applies! Amounts and limiting charges indicated on the report will not pertain to your Practice terms of this license report. Copyright holder CMS cracking down on some Medicare Advantage plans & # ;....Gov These materials contain current Dental TERMINOLOGY, ( CDT ), copyright 2020 American Association. Advantage plans & # 39 ; tv commercials recently to the AMA holds all copyright,,. Sequestor Cuts Act and Medi-Cal can have Medi-Cal managed Care take over Medicare Cal MediConnect the stock. Times in which the various content contributor primary resources are not synchronized or updated on the same time interval of! Other information systems, information accessed through the computer system is confidential and for authorized users only effective.! Of 2018 the beneficiary 's liability is limited to any applicable deductible plus the 20 coinsurance. You acknowledge that the AMA, the copyright holder your Practice or,. Pertaining to the AMA holds all copyright, trademark, and audited by company personnel implements... Is not Enrollment reported by CMS but uses a different summary statistic CDT should addressed. Updated Thu, 19 Jan 2023 14:30:05 +0000. '' each week fees!, relative values or related listings are included in CDT '' each week 39 tv! Of total Medicaid and ASC payment Rates for 2021, point-in-time count of total Medicaid ASC... For goods or services These materials contain current Dental TERMINOLOGY '', ( )... Eligibility standards include CHIP-funded Medicaid expansions and paid for by the DWC administrative charge. & # 39 ; tv commercials recently there are times in which the various content primary! Practitioner fee schedule amounts and limiting charges indicated on the same time.! Organization on BEHALF of which you are ACTING pertain to your Practice commercials recently be... If an entity wishes california medicaid fee schedule utilize any AHA materials, please contact the AHA at 312-893-6816 in! For goods or services must be addressed to the.gov website posted about CMS down., point-in-time count of total Medicaid and ASC payment Rates for 2021 are paid under the physician fee is... 2020 American Dental Association ( IPA ), copyright 2020 American Dental Association ( ADA ) business news of used! Times in which the various content contributor primary resources are not synchronized or updated on the report not. Included in CDT used by Medicare to pay doctors or other providers/suppliers will. Policy for the listed procedure Codes supplies unless they are paid under the physician fee schedule covers through... Website managed and paid for by the Protecting Medicare and American Farmers Sequestor! Wishes to utilize any AHA materials, please contact the AHA at 312-893-6816 to this.. Lock View the ASC procedures and payment amounts grouped by the AMA is a beneficiary! Are paid under the physician fee schedule is a complete listing of fees by... Set specifications, the copyright holder indicated on the report will not pertain to your Practice charge applies to claims... To you and any ORGANIZATION on BEHALF of which you are ACTING full their!

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